Products And Services

Combined Underwriters prides itself in providing comprehensive insurance packages to assist our individual clients in all their personal insurance needs. We have a large pool of companies which provide A rated coverages when it comes to protecting your home, apartment unit, condominium unit, rental, automobile, watercraft, motorcycle and collectibles.

We understand your concerns and the importance in making sure that your family is protected from hurricanes, thefts and all other covered losses, which can impact South Floridians. Our process is hands on and stress free. We want you to spend your free time not worrying about insurance, but enjoying life.

Through experience, continuing education and online updates, our agents stay up to date with the latest products to insure that you are offered the most comprehensive, affordable policies in the market place.

Examples of successful insurance placements are:
•Personal and Commercial Condominiums

•Apartment Buildings



•Shopping Centers


•Small Business Owners


•Engineers and Architects

•Gas Stations


•Wholesale and Retail Operations

•Freight Forwarders

•And many more…

With access to several admitted insurance companies, such as Travelers and Zurich, and over 100 A rated excess and surplus lines insurance companies, our professional staff will work hand in hand with you to tailor an insurance package suited for all you commercial needs. From Property, including Flood and Glass, General Liability, Workers Compensation, Commercial Automobile and other forms of coverage, an agent will formulate the package most comprehensive for your budget. We have the knowledge and skills in the insurance industry to help you make the best decisions when it comes to protecting your assets.

With so many different options for health and life insurance plans available, how do you know which plan is right for you? Combined Underwriters of Miami’s health and life insurance department provides the broadest range of insurance companies and benefit programs available. We are specifically dedicated to offer the coverage you need, with the service you expect, at a price you can afford. Whether you are a business, individual, family member or recent graduate; we will make sure that you are offered the best options available for your specific needs.

There are a number of employee benefits available for employers to choose from. These benefits can include health plans, disability benefits, life insurance options and retirement benefits. At Combined Underwriters, we will personally meet with you to discuss what options are best for your Company. We will analyze your company structure, employees and funding available to develop the best plans to satisfy both you and your employees.